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User Agreement, Security Statement,
Privacy Policies, Copyright, and Fair Credit Reporting Act |
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There are a number of Terms and Conditions that apply
to our business operations, to the information that we are contracted to
supply, and to our clients' use of this information.
Below you will
find the details of Backgrounds USA’s Privacy Policies, Security
Policies and Terms of User Agreement. Click on any link below for the
full text in both HTML and PDF format.
Use of this web site constitutes acceptance of our Terms and Conditions.
Click
[here] to be taken to our
Forms and
Information page, where you can download any of the forms which may be
required in the ordering process. You will also find full text of
the following terms, conditions and information
with regard to Backgrounds USA.
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User Agreement |
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There
are restrictions and limitations to the data that
Backgrounds USA
supplies to our
clients and agents. This page clearly outlines our
responsibilities and yours, with regards to the background search services that we provide.
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Security
Statement |
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Backgrounds USA takes every precaution to protect our users'
information. When users submit sensitive information via the
website, the information is protected both online and offline by
128-bit encryption and a Geotrust Certificate displayed at the
bottom of every secure page.
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Policy |
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Be assured, we do not use, sell or
distribute any of the information that we collect from you in the
course of our investigations. Backgrounds USA collects
information from our users at several different points on our
website and uses the information for internal marketing and
administration purposes only.
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Copyright |
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Copyright
© 1996, 1997, 1998, 1999,
2000, 2001, 2002, 2003, 2004, 2005, Backgrounds USA, current legal
address, 1760 Gaylord Street, Denver, Colorado, 80211, U.S.A.;
after October 1st, 2004, legal address, 1760 Gaylord
Street, Denver, Colorado, 80206, U.S.A. All rights reserved. For
our full copyright statement,
[click here]. |
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Fair Credit Reporting Act (FCRA) |
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The use of the
information and reports provided by Backgrounds USA are subject to
the restrictions and conditions laid out in the Fair Credit
Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., INCLUDING the
amendments to the FCRA set forth in the Consumer Credit Reporting
Reform Act of 1996 (Public Law 104-208, the Omnibus Consolidated
Appropriations Act for Fiscal Year 1997, Title II, Subtitle D,
Chapter 1), Section 311 of the Intelligence Authorization for
Fiscal Year 1998 (Public Law 105-107), the Consumer Reporting
Employment Clarification Act of 1998 (Public Law 105-347), Section
506 of the Gramm-Leach-Bliley Act (Public Law 106-102), and
Sections 358(g) and 505(c) of the Uniting and Strengthening
America by Providing Appropriate Tools Required to Intercept and
Obstruct Terrorism Act of 2001 (USA PATRIOT Act) (Public Law
107-56). For the complete text of the FCRA
[click here].
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Fair and Accurate Credit Transaction
Act (FACTA) |
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FCRA (see above), "The Fair and Accurate Credit Transaction Act"
(known as FACTA) is designed to "to prevent identity theft,
improve resolution of consumer disputes, improve the accuracy of
consumer records, make improvements in the use of, and consumer
access to, credit information, and for other purposes."
Implemented on June 1st, 2005, the "Disposal
Rule," requires that, "any person and/or business
who maintains or otherwise possesses consumer information for a
business purpose must properly dispose of such information using
reasonable measures to protect against unauthorized access to or
use of the information in connection with its disposal," thereby
reducing the risk of consumer fraud and identity theft.
BackgroundsUSA implemented a system 7 years ago whereby all
un-needed "waste" documents containing sensitive information are
consigned to designated disposal areas, and then shredded to
render them unreadable. Documents that we are required by law to
store for 2 to 4 years (depending on the type of document and
nature of the information recorded) are kept in a secure and
locked facility, and then are disposed of by a FACTA compliant
disposal company, Bayaud
Industries Document Destruction Services. For the complete text of
FACTA
[click here].
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Freedom of Information Act |
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Full text of the
Freedom of Information Act as amended in 2002 by Public Law No.
104-231, 110 Stat. 3048
[click here]. |
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Privacy Act of 1974 |
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Full text of the
Privacy Act of 1974 section
§552
[click here]. |
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Title One of the Americans with Disabilities Act |
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Text of Title One
of the Americans with Disabilities Act (ADA), with regard to
Workers Compensation and Work Related Injuries.
[click here]. |
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Ordering Information |
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We take your
backgrounds screening order order through an online ordering
system. The system is secure and all connections are encrypted.
Simply click on any Order NOW link found in this site to begin
the ordering process. Your search is completely confidential, and
will not be revealed to any third-party.
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