Theft is the number one crime in
America. If your employees have access to company finances, cash,
valuable merchandise, expensive equipment or other peopleís possessions,
you canít afford not to run this report. If you are in the Property
Management business and are responsible for other peopleís assets, be
certain that those who have access, such as employees, tenants or
customers, are not "motivated" to acquire some of these assets.
Individuals who are seriously in debt could pose a security risk. In
addition, individuals who are late in paying their financial obligations
are also more likely to have the same laisse-faire attitude toward
business obligations. As well, personal financial problems could effect
provides full credit reports which are presented in an easy to read and
understand format. These reports include a complete credit history for
seven years, detailed demographic information, a synopsis of critical
information, predictions of the individualís future credit risk, warning
if the social security number has been used in fraudulent activities,
public record information including, civil judgments, tax liens, and
bankruptcies and inquiry activity. In addition, these reports provide
previous addresses and previous employer information.
This report is invaluable for confirming demographic information,
detailing financial performance, highlighting fraudulent activities,
validating social security numbers and announcing if the information
provided is suspect (i.e., the address provided is a prison, a mail
receiving service, or a post office, etc., or the social security number
has never been issued, or is for a deceased person or has been reported
misused). We can also fax to you a summary sheet on each agency, if
In order to protect consumers against
fraudulent credit report generation, Backgrounds USA must perform an
Employer Site Survey. This can usually be scheduled in a matter of
[click here] to download the .pdf forms required.
For more information about Site Inspections (otherwise known as an
Employer Site Survey), please click
Once an employer is set up to generate
[signed release] from the applicant is required for each report. The
Fair Credit Reporting Act states that a credit report may only be
ordered on an individual:
1. For employment purposes.
2. For a justified business purpose.
3. For the purpose of underwriting insurance for the individual.
4. For the extension of credit or for collection purposes.
5. In response to a court order from a court having proper
6. In response to written instructions from the individual.
We highly recommend that your company have a written policy
specifically defining unacceptable characteristics to avoid
discrimination and arbitrary selection. Please be advised that a credit
report inquiry will appear on future reports and the individual can
determine who, when and why the report was ordered.